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In 2017, we started our investment operations and began offering our portfolios to investors early the following year in 2018.
We are working on an investment project located in Delaware, USA. Currently, we cannot arrange meetings at our office. We focus on Ecommerce and work through expert advisors via the Internet.
CreditLighter.com works with our accredited advisors and investors. Credit Lighter Incorporated issues and manages investment portfolios. Both companies operate under the same management for and work independently for efficiency.
As a private investment firm, our group has legal and legitimate permission to accept investments. We are exempt from registration, licensing, and permission requirements. Our investment products are exempt from registration and we therefore do not need licenses/permissions to accept investments.
Since our portfolios are exempt from registration regulations, there are no government agencies governing our company.
Since our portfolios are exempt from registration regulations, there are no government agencies governing our company.
Absolutely, we welcome all institutional investors!
Our top priority is to protect the privacy and confidentiality of our investors. Unless so ordered by a local court in accordance with enforcement officials, we never disclose investor information or details of communication.
We do NOT deduct any fees.
We typically do not assist with tax preparation or offer accounting documentation. In cases of institutional and private investors, we can offer statements of their account with information of total management fees paid.
Bitcoin is a software-based online payment system described by Satoshi Nakamoto in 2008 and introduced as open-source software in 2009. Payments are recorded in a public ledger using its own unit of account, which is also called bitcoin. Payments work peer-to-peer without a central repository or single administrator, which has led the US Treasury to call bitcoin a decentralized virtual currency. Media reports often refer to bitcoin as a cryptocurrency or digital currency. The status of bitcoin as a currency is disputed. Bitcoin is the first fully implemented decentralized cryptocurrency; most other cryptocurrencies are similar and derived from it. It is also the largest cryptocurrency in terms of total market value.

Bitcoins are created as a reward for processing work in which users offer their computing power to verify and record payments into the public ledger. This activity is called mining, which individuals or companies engage in, in exchange for transaction fees and newly created bitcoins. Besides mining, bitcoins can be obtained in exchange for fiat money, products, and services. Users can send and receive bitcoin electronically for an optional transaction fee using wallet software on a personal computer, mobile device, a web application, or a specialized device called hardware wallet.
CreditLighter.com sends confirmation emails and other electronic correspondence to help our investors and have an efficient response time of less than 48 hours. If you do not receive any of our emails, please make sure you provided the correct email details and make sure your inbox is not full and able to receive emails. Also check your spam folder or contact your Internet provider to confirm if they have CreditLighter.com on their blacklist.
CreditLighter.com customer service is available via the contact form on our website. Choose the category of your inquiry then send for our customer service department to forward to the correct support unit and offer a quick response.
Contacting CreditLighter.com with other questions is simple! We cannot offer financial advice but can help many issues. Navigate to the “Support” page and we will respond in 24 hours or less.
You can join CreditLighter.com group with or without connection or invitation. You are free to join.
We do not charge our investors to open a new CreditLighter.com account. Account registration is absolutely free.
We cannot offer any legal advice. To make sure you are in compliance, contact a legal representative in your country for the proper guidance.
We do not have any restriction about opening accounts. You can have as many as accounts you desire.
Yes, each of you can open an account regardless of IP address or internet provider you share.
After registration, you can’t change your Email in the Personal Area.
However you can change your Bitcoin wallet address at any time you want. If you made a mistake when filling, send a request to the Support.
The name and date of birth must be correct at the time of setting up a new account. Before investors can change incorrect personal details, you must prove your identity.
Under our privacy policy, CreditLighter.com absolutely do not disclose an investor's personal information to third parts. We take client confidentiality seriously and implement intra-company protocol to keep investors safe.
No, CreditLighter.com account holders are not obligated to make investments after opening a new account. Our members are welcome to take a tour of our website interface before deciding whether to make an investment with us.
You have a dedicated account management platform where you can access many features and manipulate your investments. All you can do is just click on “Account Management” on home page then you will ask for your username and password which you indicated on registration.
If for whatever reason you choose to stop investing with CreditLighter.com and close your account, simply email our Client Support team, fill out a form, then email it to us to complete cancellation of your account.
Investors can login and view account information with an overview as well as details about your investment transactions. Just a few features include the option to view affiliate program connection statistics and history of transactions, as well as customize your profile.
If you forgot your username or password use the following link to recover your information using your registered email.
Forgot Password?
If you receive the above error message, please double check your username and password for accuracy as this is not a technical issue. Use forgot password system to retrieve your login information.
Thank you for accepting our invitation to open an investment account with CreditLighter.com. To create an account, simply click here and you will automatically redirect to our page to create a new account. Complete the form and make sure the information is completely accurate. Then to complete the registration, simply click the "Submit" button.
If registered for an investor account then we will activate it once you subscribe to a CreditLighter.com investment product.
To protect all CreditLighter.com investors, each investor may only have one active account at any point in time. Account holders found with more than one will have all of their account access revoked.
Investors can login and view account information with an overview as well as details about your investment transactions. Just a few features include the option to view affiliate program connection statistics and history of transactions, as well as customize your profile.
For security purposes, please contact our representatives for help with retrieving your username. To reset your password, you may complete the password reset form and answer the security question required during account registration. If you answer correctly, check your email and click on the included link to reset your password.
If you receive the above error message, please double check your username and password for accuracy as this is not a technical issue. Contact CreditLighter.com for assistance or reset your password here.
Our system allows investors to change their account password after logging into their account. Once logged in, look at the top right corner of the page and simply click on the "My Profile" tab. Then click on "Change Password" to update to a new one.
We value investor privacy and highly recommend they read and understand our Security suggestions here to protect your investment by keeping your account as safe as possible.
A transaction is a signed section of data that is broadcast to the network and collected into blocks. It typically references previous transactions and dedicates a certain number of bitcoins from them to one or more new bitcoin addresses. It is not encrypted, so it is possible to browse and view any transaction to ever be collected into a block.
A block chain browser is a site where every transaction included within the block chain can be viewed. This is useful for seeing the technical details of transaction in action, and for verifying payments.

Reference: https://en.bitcoin.it/wiki/Transaction
After a transaction is broadcast to the Bitcoin network, it may be included in a block that is published to the network. When that happens it is said that the transaction has been mined at a depth of 1 block. With each subsequent block that is found, the number of blocks deep is increased by one. To be secure against double spending, a transaction should not be considered as confirmed until it is a certain number of blocks deep.
The classic bitcoin client will show a transaction as "n/unconfirmed" until the transaction is 6 blocks deep. Merchants and exchanges who accept bitcoins as payment can and should set their own threshold as to how many blocks are required until funds are considered confirmed. When potential loss due to double spending as nominal, as with very inexpensive or non-fungible items, people may choose not to wait for a transaction to be confirmed, and complete the exchange as soon as it is seen on the network. Most exchanges and other merchants who bear the risk from double spending require 6 or more blocks.
There is nothing special about the default, often-cited figure of 6 blocks. It was chosen based on the assumption that an attacker is unlikely to amass more than 10% of the hashrate, and that a negligible risk of less than 0.1% is acceptable. Both these figures are arbitrary, however; 6 blocks are overkill for casual attackers, and at the same time powerless against more dedicated attackers with much more than 10% hashrate.
Coins generated aren't considered valid by the Bitcoin protocol for 100 blocks. It is advisable to wait some additional time for a better chance that the transaction will be propogated by all nodes. Some older bitcoin clients won't show generated coins as confirmed until they are 120 blocks deep.

Reference: https://en.bitcoin.it/wiki/Confirmation
Bitcoin transactions are sent from and to electronic bitcoin wallets, and are digitally signed for security. Everyone on the network knows about a transaction, and the history of a transaction can be traced back to the point where the Bitcoins were produced.
Holding onto Bitcoins is great if you’re a speculator waiting for the price to go up, but the whole point of this currency is to spend it, right? So, when spending Bitcoins, how do transactions work?
There are no Bitcoins, only records of bitcoin transactions
Here’s the funny thing about Bitcoins: they don’t exist anywhere, even on a hard drive. We talk about someone having Bitcoins, but when you look at a particular bitcoin address, there are no digital Bitcoins held in it, in the same way that you might hold pounds or dollars in a bank account. You cannot point to a physical object, or even a digital file, and say “this is a bitcoin”.
Instead, there are only records of transactions between different addresses, with balances that increase and decrease. Every transaction that ever took place is stored in a vast public ledger called the block chain. If you want to work out the balance of any bitcoin address, the information isn’t held at that address; you must reconstruct it by looking at the block chain.
If Alice sends some Bitcoins to Bob, that transaction will have three pieces of information:
An input. This is a record of which bitcoin address was used to send the Bitcoins to Alice in the first place (she received them from her friend, Eve).
An amount. This is the amount of Bitcoins that Alice is sending to Bob.
An output. This is Bob's bitcoin address.

Reference: http://www.coindesk.com/information/how-do-bitcoin-transactions-work/
How is it sent?
How do Bitcoin transactions work to send Bitcoins, you need two things: a Bitcoin address and a private key. A Bitcoin address isn’t like a bank account; you don’t need mountains of paperwork and ID to set one up. In fact, they are generated randomly, and are simply sequences of letters and numbers. The private key is another sequence of letters and numbers, but unlike your Bitcoin address, this is kept secret.
Think of your Bitcoin address as a safe deposit box with a glass front. Everyone knows what is in it, but only the private key can unlock it to take things out or put things in.
When Alice wants to send Bitcoins to Bob, she uses her private key to sign a message with the input (the source transaction(s) of the coins), amount, and output (Bob’s address).
She then sends them from her Bitcoin wallet out to the wider Bitcoin network. From there, Bitcoin miners verify the transaction, putting it into a transaction block and eventually solving it.
Why must I sometimes wait for my transaction to clear?
Because your transaction must be verified by miners, you are sometimes forced to wait until they have finished mining. The Bitcoin protocol is set so that each block takes roughly 10 minutes to mine. Some merchants may make you wait until this block has been confirmed, meaning that you may have to make a cup of coffee and come back again in a short while before you can download the digital goods or take advantage of the service that you paid for.
On the other hand, some merchants won’t make you wait until the transaction has been confirmed. They effectively take a chance on you, assuming that you won’t try and spend the same Bitcoins somewhere else before the transaction confirms. This often happens for low value transactions, where the risk of fraud isn’t as great.
What if the input and output amounts don’t match?
Because Bitcoins exist only as records of transactions, you can end up with many different transactions tied to a particular Bitcoin address. Perhaps Jane sent Alice two Bitcoins, Philip sent her three Bitcoins, and Eve sent her a single Bitcoin, all as separate transactions at separate times. These are not automatically combined in Alice’s wallet to make one file containing six Bitcoins. They simply sit there as different transaction records.
When Alice wants to send Bitcoins to Bob, her wallet will try to use transaction records with different amounts that add up to the number of Bitcoins that she wants to send Bob.
The chances are that when Alice wants to send Bitcoins to Bob, she won’t have exactly the right number of Bitcoins from other transactions. Perhaps she only wants to send 1.5 Bitcoins to Bob. None of the transactions that she has in her Bitcoin address are for that amount, and none of them add up to that amount when combined. Alice can’t just split a transaction into smaller amounts. You can only spend the whole output of a transaction, rather than breaking it up into smaller amounts.
Instead, she will have to send one of the incoming transactions, and then the rest of the Bitcoins will be returned to her as change.
Alice sends the two Bitcoins that she got from Jane to Bob. Jane is the input, and Bob is the output. But the amount is only
1.5 Bitcoins, because that is all she wants to send. So, her wallet automatically creates two outputs for her transaction:
1.5 Bitcoins to Bob, and 0.5 Bitcoins to a new address, which it created for Alice to hold her change from Bob.
Yes you can have as many as you desire. Although each deposit will process as a separate spot and it is not possible to combine 2 or more of your deposits.
All you need to do is just creating a free account with CreditLighter.com. For security reason measurements CreditLighter system generate the password itself so keep your data safe and log in to your account to getting start with CreditLighter.
Currently CreditLighter.com only accepts BTC. Our system works only with Bitcoin.
Our investors do not need to worry about CreditLighter.com risks any longer. Our representatives take care of our investor accounts and have the knowledge to invest in the best way possible. CreditLighter.com guarantees a profit with our effective investment systems. However there are always risk in any investment. If you are looking for 100% safe and secure investment please do not sign up here and go to your local bank and get 0.01% each year.
There is no minimum or maximum for your investment and you can invest as much as you desire.
CreditLighter.com interest rates charge on an hourly basis. We guarantee each investment will produce a positive return because of our unique and effective platform. Interest rates are dependent on investment performance. All the interest rates for our investment products are constant and investors can visit our investment page for more details.
CreditLighter.com does not allow switching between different investment products but we do recommend that our investors build by choosing many CreditLighter.com products at the same time.
Depositing funds is easy for investors with our efficient system. Our system will approve your deposited funds immediately. Just follow these easy steps to make a deposit. First, login to your investment account on the CreditLighter.com website. Then click the “Invest Now” tab, choose the option for Account Balance, and select the available Account Balance then enter the desired deposit amount. After you enter the necessary information, click “Confirm” and confirm everything is correct by clicking the button.
The “Account Balance” amount means the total available funds in your account. Before making an investment in any CreditLighter.com product, make sure you have enough under the Account Balance. Your account balance currency is BTC. We DO NOT convert your account balance to USD or any other currency.
Hourly profit means you will get earn on hourly basis. One you invest in our investment products your account start earning and each hour you will earn profit depending on your investment amount.
Hourly earnings are immediately available to withdraw from your account balance.
Earning automatically goes to your account balance and account balance funds are available to reinvest at any time.
Interest for investment products begin to produce interest on the each hour of each days following your deposit. Your earning will send to your account on hourly basis. It means once you make deposit, your account start earning each hour each day.
The release principal the action you can withdraw your investment principal at any time, or you may keep the funds invested to accrue worthy interest.
Simply login to your CreditLighter.com account and navigate to our “Release Principal” page. Then click on “Release” to begin the process. We do charge 10% submission fees in terms of releasing the principal. This is a non-refundable fees and members cannot ask for refund or decrease the fee.
We do not charge anything at all for withdrawing your account balance.
There is no minimum or maximum to withdraw your funds. We do not charge any fees to withdraw your account balance. Withdrawal actions are absolutely free of charge.
We instantly process all withdraw requests. The length of time for you to receive your withdrawal depends on how fast Bitcoin network operate.
Withdrawal form will appear once you have enough balance to withdraw.
First make sure you provided VALID and CORRECT Bitcoin address in your account by setting it up on your profile.
Since Bitcoin transactions are non-refundable transactions, we are not able to refund your transaction. Before make any transaction make sure you are setting up your Bitcoin address correctly.
Affiliate program is a part of our affiliate program, once anyone register with CreditLighter.com under your connection link inviter will earn commission from its referral investment.
Not-Active referral means a referral who did not make any deposit to his account yet once the referral make the first deposit the status will change to Active referral.
We pay you commission just to refer your family, friends, or colleagues to CreditLighter.com. You may receive commission as soon as we activate your account. Then simply make a deposit to any of our investment products.
Yes, we have a "Affiliate" page you can access by logging into your account, so you have all the details organized.
Please note CreditLighter.com has a zero tolerance policy against spamming members. All accounts found sending SPAM will have their account closed promptly and without compensation.
Yes, you can. Once you receive your commission, it will appear as your available balance to withdraw.
If the earning reach to our minimum investment then you can start investing.

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